August 14–19 Sunday – In his letter completed Aug. 20 to his mother, Sam wrote that he’d been to Sacramento to square accounts [MTL 1: 353]. The exact date of his return took place within this five-day period. He was paid a bonus for his scoop of the Hornet disaster [MTL 1: 355n6]. Sam came down from Sacramento on the steamboat Capital, where he found a pamphlet issued by an insurance company about various insurable risks. This gave Sam an idea for an article for the Enterprise, “How, for Instance?” in which he asked a humorous series of questions to the insurance company about earthquakes and dog bites.