March 14 Tuesday – Frederick J. Hall responded to Sam’s Mar. 8 letter that the “emergency fund” he’d suggested should hold $30,000 “in the bank entirely separate from our regular accounts….Whenever we ran a little ahead we could put money back into this fund and use it as a sinking fund to pay off our indebtedness to you and to the Mount Morris Bank. Sam wrote on the envelope, “No more expense this summer & fall (’93)” [MTLTP 341n1;MTP].